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Compliance: Looking at the SCRA’s 6% interest rate cap

first_img continue reading » The Servicemembers Civil Relief Act (SCRA) is designed to protect individuals on full-time active military duty who have been materially affected by their service. A recent CompBlog back-to-basics post examines one significant aspect of the SCRA: the 6% interest rate limit.The SCRA limits interest rates on debts incurred prior to active duty at 6% for the duration of the servicemember’s period of military service. Interest includes service charges, renewal fees, or any other charges (except bona fide insurance) with respect to an obligation or liability.The limit does not apply to debt incurred during or after active duty service, so it does not apply to new advances under an existing credit card or home equity line of credit program.This is true even if the open-end plans were established prior to active duty.In order to receive reduced rates, the servicemember must provide a credit union with a written notice and a copy of the military orders calling the servicemember to active duty, as well as any orders further extending military service, within 180 days of release from military service. 9SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Europe marks 75 years since end of WWII under virus shadow

first_imgTopics : The city of Berlin has however declared a one-off public holiday to remember the day 75 years ago when the war that claimed over 50 million lives came to an end in Europe.The move has prompted some to call for the date to be made a permanent public holiday, touching off a heated debate in Germany. Europe marks 75 years since the end of World War II in a somber mood Friday as the coronavirus pandemic forces the cancellation of elaborate ceremonies even as Berlin declares an exceptional holiday for the first time.Chancellor Angela Merkel will join President Frank-Walter Steinmeier in laying wreaths at Neue Wache — Germany’s main memorial to the victims of war and dictatorship, followed by a speech by the president.Unlike elsewhere on the continent, where May 8 is celebrated annually as Victory in Europe Day, the anniversary of Nazi Germany’s unconditional surrender to the Allies has always been just another work day in Europe’s biggest economy. Firmly slapping down the idea of giving prominence to the anniversary, the leader of the far-right AfD, Alexander Gauland, argued that the date was too “ambivalent”. “It was a day of complete defeat, a day of the loss of huge parts of Germany and the loss of the possibility to shape its future,” Gauland told the RND newspaper group.Gauland, who has described the Nazi period as a mere “speck of bird poo” in Germany’s otherwise glorious past, immediately drew fire.Josef Schuster, president of the Central Council of Jews, said Gauland’s view of May 8 was typical of “neo-Nazis”.”The intention is to portray the Germans primarily as victims. I find this distortion of history and relativisation of Nazi crimes irresponsible,” Schuster told the daily Neue Osnabruecker Zeitung.President Steinmeier had originally called a state ceremony to mark May 8 — the first since 1995 — but the event before the Reichstag building has had to be scaled down to prevent transmission of the coronavirus.center_img Too risky Likewise, large-scale parades across Europe have been scrapped, drastically downsized or moved online, as the continent grapples with its biggest crisis since World War II — this time an invisible enemy that has sickened more than 3.7 million worldwide.With veterans already at an advanced age, organizers of marches had deemed it too risky for them to attend events even in countries which have begun to ease lockdown measures.Russia had originally planned a huge military display on its May 9 Victory Day, with world leaders including France’s President Emmanuel Macron on the guest list.But now only a flypast will take place over the Red Square, as the country becomes Europe’s new hotspot of coronavirus infections.President Vladimir Putin will lay flowers at the Tomb of the Unknown Soldier memorial, before making a TV address which will not only touch on the war, but is also expected to chart out the country’s next steps on battling the virus.Elsewhere, COVID-19 continues to make its presence felt.In the Czech Republic, where a lockdown has been completely lifted, politicians will be arriving at 10-minute intervals to lay wreaths on Prague’s Vitkov Hill, to minimize contact.Ceremonies across France have been drastically scaled down, although Macron will still be attending an event on the Champs-Elysees.In Britain, street parades by veterans have been cancelled.Queen Elizabeth II will make a televised address to the nation at 9:00 pm (2000 GMT), the same time that her father, king George VI, gave a radio address marking VE day in 1945.Her son and heir, Prince Charles, will also read an extract from the king’s diary from the day, which covers the royal family’s appearances on the balcony of Buckingham Palace as massive crowds celebrated in the streets below.That evening, the young queen — then known as Princess Elizabeth — and her sister Margaret were given permission to leave the palace and join the festivities. ‘Day of complete defeat’ last_img read more

Real Madrid sign £26m Reinier Jesus

first_img “We wish him great success in this new phase of their life,” Flamengo said in a statement Reinier was the top scorer at the Dubai Under-16 World Cup in 2018, where the club beat Real Madrid in the final. Read Also:Close pal Toure urges Liverpool ace to grab Real Madrid, Barca chance He played at the Club World Cup in Qatar in December and was an unused substitute in the final against Liverpool. FacebookTwitterWhatsAppEmail分享 Loading… Reinier, who has signed a six-year deal at the Spanish giants, only made his senior debut for Flamengo on 31 July last year. He was part of the side that won the Brazilian league and the Copa Libertadores last season.Advertisement Real Madrid have completed the signing of 18-year-old Brazilian midfielder, Reinier Jesus, for £26m. Promoted Content6 Incredibly Strange Facts About HurricanesWhich Country Is The Most Romantic In The World?5 Of The World’s Most Unique Theme Parks17 Rare Churches Underground That Still Exist9 Facts You Should Know Before Getting A TattooBirds Enjoy Living In A Gallery Space Created For ThemFans Don’t Know What She Looks Like NowYou’ve Only Seen Such Colorful Hairdos In A Handful Of Anime14 Hilarious Comics Made By Women You Need To Follow Right Now2020 Tattoo Trends: Here’s What You’ll See This Year8 Addictive And Fun Coffee FactsWho Earns More Than Ronaldo?last_img read more