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How to give to charity without going into debt

first_imgby: Peter AndersonWith the holidays upon us, many are anticipating a time of relaxation and celebration. We look forward to going to family gatherings, big holiday dinners and sharing in some good holiday cheer.But what about those who are less fortunate? Many of them won’t be able to celebrate with large holiday dinners or even with roofs over their heads. For me, the holidays bring with them a stark reminder of how blessed I am, and just how important it is to help others who don’t have as much.But what if you’re in a situation where you’re trying to work your way out of debt? Should you still be giving to charities? Is there a way to give without digging yourself an even bigger hole?Giving Makes Us Healthier, Happier PeopleBefore we delve into how to give when you’re getting out of debt, I think we should all remember the importance of giving to others. When you give, you’re not only helping those who are on the receiving end, you’re helping yourself.Studies show that people who are more giving tend to be happier and healthier, both short and long term. For example, a 2008 study by Harvard Business School professor Michael Norton and colleagues found that giving to others, even in amounts as small as $5, can lead to increased well-being for the giver. continue reading » 9SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Wieters, Markakis grab first Gold Glove awards

first_imgFor the first time since 1998, the Orioles have claimed multiple Gold Glove awards as catcher Matt Wieters and right fielder Nick Markakis each became first-time recipients when Rawlings named their 2011 recipients late Tuesday night.The 25-year-old Wieters is the first Orioles catcher to claim the award after throwing out 37 percent of runners attempting to steal and being named to his first All-Star team this season. The catcher committed five errors and had one passed ball in 132 games this year. His .995 fielding percentage tied for the American League lead among catchers.Markakis earned his first Gold Glove after committing the first error-free season by an Orioles outfielder playing at least 150 games. His 14 outfield assists was fifth in the American League. Since 2006, Markakis ranks second in the majors with 72 outfield assists, with only Jeff Francoeur (84) having more.The 27-year-old outfielder is the third Orioles outfielder to receive the honor, joining Paul Blair (1967, 1969-1975) and Adam Jones (2009).Wieters and Markakis became the 14th and 15th players in franchise history to win a Gold Glove. This season marks the 17th time the Orioles have received multiple winners but the first since 1998 when Roberto Alomar, Rafael Palmeiro, and Mike Mussina were named Gold Glove winners.Since the award was created in 1957, the Orioles have earned 61 Gold Gloves, second-most in the American League behind the New York Yankees (63).last_img read more

Police, fire departments seek bigger budgets

first_img AD Quality Auto 360p 720p 1080p Top articles1/5READ MOREWhicker: Clemson demonstrates that it’s tough to knock out the champ“You’re going to ask us to take 8percent from our budget,” said Fire Commission President Genethia Hudley-Hayes, who noted she is “someone who does oversight of the Fire Department for the city of Los Angeles.” “In good conscience, I can’t do that. I won’t do that.” City agencies were asked to submit their budget requests by Thursday for the Mayor’s Office to review. The mayor, who is scheduled to meet today with general managers, had asked each department to cut back amid a projected $75 million shortfall next year. Villaraigosa spokesman Matt Szabo said the mayor wanted all departments – including police and fire – to follow his directive. “That being said, the mayor’s top priority is public safety,” Szabo said. “The budget he submits in April will give priority to police, fire and other critical public-safety services.” Los Angeles’ police and fire departments defied Mayor Antonio Villaraigosa’s call Tuesday to cut their budgets for next year and instead proposed major spending increases to improve public safety and emergency services. Commissions that govern the Los Angeles Police Department and Los Angeles Fire Department said they could not submit budget proposals with the 8 percent reduction requested by Villaraigosa without imposing draconian cuts, including layoffs. Instead, both agencies submitted budget requests to the Mayor’s Office that call for increases – $250 million more for the LAPD and $72 million for the LAFD. Funding for the agencies represents more than half the city’s total general-fund budget. If adopted, the LAPD would have a budget of $1.5 billion while the LAFD would have $607 million. Police Commissioner John Mack said the LAPD needs the money in its proposed budget to fund programs required under a federal consent decree and to meet the mayor’s goal of reducing crime. “We as a commission and the public need to recognize, we don’t anticipate by any stretch of the imagination this is the final budget,” Mack said. “Given the tight fiscal climate we are operating in, clearly we have to recognize there will be some hard decisions made, there will have to be some trade-offs.” But, he said, the commission believed it needed to also pay for an in-car camera system to monitor officers for incidents of potential excessive force or racial profiling. “It is important for everyone to understand that the LAPD is going to provide the best services possible and it takes money to accomplish that,” Mack said. Hayes said the LAFD is coping with demands for massive reform after audits by Controller Laura Chick that found continuing problems with racial and sexual harassment. At the same time, demands on the Fire Department – particularly emergency medical care – are rising with the closure of the emergency room at King-Harbor Hospital and the shutdown of other hospitals in the area. Fire Chief Douglas Barry said he has yet to quantify what an 8 percent reduction would mean for services and whether any fire stations would have to close. The LAFD budget was described as already lean, with most of the proposed increases being used for salary boosts and infrastructure improvements. Added to the city’s current fiscal problems is the potential loss of $270 million if the city’s telephone-users tax is ruled illegal. The mayor and City Council have put a measure on the Feb. 5 ballot that would ask voters to put a 9percent telephone tax into effect. “If that doesn’t pass it will hurt more than the Fire Department,” Barry said. “It will hurt the whole city.”160Want local news?Sign up for the Localist and stay informed Something went wrong. Please try again.subscribeCongratulations! You’re all set!last_img read more